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Answers to your questions
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How can I apply and how long
will it take?
To complete the last step, just fill out the application.
Once we receive it, you will be contacted by an underwriter.
After we ship you the paperwork for your original signature, we can
have your account set up in about 5 business days.
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Is my application fee
refundable?
Your application fee is 100% refundable in the rare case you are
declined. Click the following link to fill out an application.
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Is poor credit, or new
business status a problem?
No way. We approve almost everyone regardless of past credit.
Even a bankruptcy will not necessarily prevent your approval. When
you are approved, we guarantee you the same low discount rate,
regardless of history. You can fill out an on-line application
today.
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What about leasing options?
We offer a tax deductible, lease-to-own plan for all software,
terminals, and virtual terminals. The lease has a 10% buy out option
at the end. Leases are 36 - 48 months. Leases my be paid
off early without penalty, but must be paid in full.
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What about customer service?
Customer Service is available 24 hours a day / 7 days a week, at no
charge. We are available for assistance, voice authorization,
security, or to provide you with statement or account information.
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What does the discount rate
mean?
The discount rate is the percentage of each transaction that the
processing company (MasterCard, Visa, American Express, or Discover)
charges to handle the transaction for you. We have the
guaranteed lowest discount rate. Please note, Discover and
American Express will have different rates.
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How quickly do I get paid?
After closing your daily "batch", or when all
transactions have been sent to the bank for the day, you can expect
your funds to be available for withdrawal about 48 hours later in
most cases. To sign up for a merchant account fill out an application
here
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Can I get an account from my
local bank?
Most banks say NO to new business, small business, internet business
and almost any non-retail situation. Banks usually charge much
higher rates than you can get on the Internet today. Please
feel free to contact your bank first, we do guarantee the lowest
price.
APPLY
NOW
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