A Word About Checks vs. Drafts...

CheckWriter is a very powerful software package. It gives you the power to print a draft of your customer's check. You must use this technology responsibly.

Please understand the language of check acceptance. with this software you are accepting the customer's check information, and crating a "draft" of this check for deposit. No bank will accept a "check" which does not have a signature, however they will process a "draft" this way. We guarantee this. 

Sending checks by fax or phone has been legal for years and regulated by the Federal Trade Commission. Until recently service bureaus have been responsible for check drafting, but now any business can do it with no setup fees, monthly fees, per check charges of printing charges.

If you approach your bank, be sure you word your questions carefully. Most branch managers and tellers to not know much about this technology and may even tell you that they do not accept such items without a signature. However your branch sends the checks and drafts to a central processing center where OCR technology is used to read your draft. Most people at the BRANCH level will not be familiar with this process so could miss-inform you.

We recommend you try a test draft first if you are unsure. Print a copy of one of your checks and deposit it into your own account. It should clear in just a couple of days. much like a regular check.

We keep records of banks which do not accept or drafts or charge a handling fee. As of the printing of this page, no banks have been listed. If you are unsure call 888-593-2323.

Using security bond check stock is safe and professional. Security bond stock includes such features as endorsement lines, water mark, and erasure protection.