Terms of service applicable only to CheckWriter Cloud™

The CheckWriter Cloud™ system is intended for use in the United
States. All users of the system must pay a monthly fee. This fee
is billed to the credit card listed in the FILE > Options menu when
you log in to CheckWriter Cloud™ with your administrative profile.

Your sign up date will be your billing date every month. When your
fee is billed, the address in your FILE > Options menu must match
the address listed in your card issuer's AVS file. Payments will be
approved if the AVS response is "X", "Y" or "Z".  All other response
messages will result in the transaction being declined. Authorizations
subject to terms in the refund policy.

Declined monthly fees will automatically suspend the CheckWriter
Cloud™ account until valid payment has been provided with valid
AVS through the FILE > Options menu accessible from the
CheckWriter Cloud™ main screen.

Declined cards are assessed a $5 fee per decline. Multiple declines
will assess multiple $5 fees.  Please contact customer service if
you have questions about AVS declines - fees are not reversible
once assessed.

Accounts with past due balances are assessed a $10 fee. Accounts
with balances more than one billing cycle overdue will assess monthly
fees regardless of account status.